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Far Eastern Bank's Bankee Launches 'Flexible Deposit' Offering 2.435% Yield
Finance · Major Banks · cnyes · 2026-09-02
Far Eastern Bank's Bankee has introduced a 'Flexible Deposit' program that allows customers to earn a 2.435% yield on liquid savings, outperforming standard time deposits.
What Happened
Innovative Mechanism: Far Eastern Bank's Bankee community bank has launched a unique 'Flexible Deposit' program designed to address the trade-off between liquidity and high yields during market volatility. By integrating time and demand deposits, the program allows customers to maintain financial flexibility while earning competitive returns.
Yield Advantage: The program features a reverse interest rate structure where customers opening a one-year time deposit at 1.78% gain access to a high-yield savings quota equal to 50% of the principal, earning 2.435% interest. This strategy differentiates the bank in the competitive digital banking landscape by offering superior rates on liquid funds.
Accessibility: With a minimum entry threshold of NT$10,000 and a maximum cap of NT$3 million, the program is accessible to both retail and high-net-worth clients. The high-yield savings quota does not need to be fully utilized at once, allowing customers to deposit or withdraw funds according to their personal liquidity needs.
Strategic Outlook: Bankee emphasizes that financial tools should adapt to changing market conditions, giving consumers greater control over their assets. In an era of heightened market uncertainty, this flexible approach enables investors to maximize returns while remaining ready to capitalize on future investment opportunities.