News / Taiwan / cnyes
TBB Warns of Policy Uncertainty Under Waller, Eyes SME Overseas Financing for Growth
Finance · Major Banks · cnyes · 2026-09-02
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Taiwan Business Bank highlights increased market volatility due to Fed Governor Waller's policy approach, while focusing on SME overseas expansion and AI supply chain financing.
What Happened
Policy Uncertainty: Taiwan Business Bank (TBB) noted that Fed Governor Waller's shift away from forward guidance has made interest rate path forecasting significantly more difficult. The bank plans to closely monitor economic data to mitigate the impact of market volatility on its bottom line.
Overseas Lending Strategy: TBB reported a 21.9% year-on-year increase in foreign currency loans during the first half, driven by SME overseas expansion. The bank aims to leverage its overseas branches to capture capital expenditure and trade finance demand from high-quality corporate clients.
AI Supply Chain Opportunities: Capital expenditure loans now account for approximately 35% of TBB's corporate lending portfolio, fueled by the AI-driven equipment upgrade cycle. These loans are typically backed by real estate collateral and benefit from government incentives, offering the bank strong credit protection.
Growth Outlook: Looking ahead, TBB intends to capitalize on its core SME banking strengths to support the funding needs of the AI supply chain. The bank remains committed to aligning with government policy to ensure steady and high-quality growth in both local and foreign currency lending.