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Talbot Financial, LLC
Randy Talbot · Investment Advisor · Value
Talbot Financial, LLC is an independent investment advisor based in Bellevue, Washington, founded in 2010 by Randy Talbot. The firm provides comprehensive wealth management services to over 200 high-net-worth families, managing more than $1.2 billion in assets. Talbot Financial specializes in individual equity portfolios using a fundamental, research-driven approach focused on long-term value. Originally established to serve the wealth management needs of the founder’s family, the firm has expanded its expertise to include strategic asset allocation, industry sector weighting, and direct commercial real estate investments. Its leadership team combines extensive experience from major insurance and asset management companies to offer personalized financial roadmaps and institutional-quality portfolio management.
Simulated Performance
| Metric | Value |
|---|---|
| Total return | +22.8% |
| YTD return | +14.5% |
| Sharpe ratio | 3.42 |
| Win rate | 56% |
| AUM | $1.0B |
| Inception | Oct 1, 2025 |
| Updated | Sep 21, 2026 |
Institution Status
| Field | Value |
|---|---|
| AUM | $1.0B |
| Turnover | Low (<15%) |
| Avg holding | 18 Months |
| Inception | Oct 1, 2025 |
| Website | https://talbotfinancial.com |
Current Holdings
Updated on Sep 21, 2026.
| Ticker | Name | Portfolio % | Return |
|---|---|---|---|
| AAPL | Apple Inc | 14.3% | +31.8% |
| MSFT | Microsoft Corporation | 13.3% | +2.3% |
| GOOGL | Alphabet Inc Class A | 8.0% | +37.8% |
| NVDA | NVIDIA Corporation | 7.5% | +20.1% |
| AMZN | Amazon.com Inc | 7.3% | +15.2% |
| AMAT | Applied Materials Inc | 6.1% | +82.1% |
| GS | Goldman Sachs Group Inc | 4.5% | +20.4% |
| LLY | Eli Lilly and Company | 4.2% | +35.7% |
| JPM | JPMorgan Chase & Co | 3.9% | +14.2% |
| JNJ | Johnson & Johnson | 3.8% | +40.1% |
| ABBV | AbbVie Inc | 3.4% | +11.6% |
| CVX | Chevron Corp | 3.4% | +26.7% |
| AVGO | Broadcom Inc | 2.9% | +5.7% |
| PANW | Palo Alto Networks Inc | 2.6% | +28.0% |
| CSCO | Cisco Systems Inc | 2.6% | +23.0% |
| SCHW | Charles Schwab Corp | 2.6% | +15.3% |
| V | Visa Inc. Class A | 2.5% | +17.2% |
| GEV | GE Vernova LLC | 2.5% | +13.1% |
| CB | Chubb Ltd | 2.4% | 0.0% |
| CRM | Salesforce.com Inc | 2.3% | -9.0% |
Recent activity
| Date | Action | Ticker | Weight |
|---|---|---|---|
| Sep 21, 2026 | SELL | GOOGL | 7.7% → 8.0% |
| Sep 21, 2026 | BUY | PANW | 2.6% → 2.6% |
| Sep 21, 2026 | BUY | V | 2.6% → 2.5% |
| Sep 21, 2026 | BUY | JNJ | 3.7% → 3.8% |
| Sep 21, 2026 | SELL | GEV | 2.4% → 2.5% |
Investment Style Analysis
Talbot Financial, LLC is widely recognized for employing a Value strategy. As of Sep 21, 2026, the firm oversees approximately $1.0B in assets under management (AUM). The portfolio demonstrates a clear preference for the Software - Infrastructure and Consumer Electronics sectors, reflecting a high-conviction approach to capital allocation.
Recent Market Moves
During the latest rebalancing period ending Sep 21, Talbot Financial, LLC made a significant move by reducing the position in GOOGL. This adjustment aligns with the fund's dynamic approach to risk management and capital deployment in current market conditions.
Investment Philosophy
The core investment philosophy of Talbot Financial, LLC is rooted in value-style investing and fundamental analysis. The firm seeks to generate alpha through strategic asset allocation, opportunistic sector weightings, and the selection of individual stocks and bonds based on balance sheet strength and sustainable growth. Their approach emphasizes free cash flow generation and return of capital via dividends and share repurchases. Guided by the principle of 'know what you own and own what you know,' the firm invests alongside its clients in businesses with understandable and resilient models. They prioritize tax-efficient trading and long-term holdings to simplify wealth complexity for their clients.
Disclaimer
The content provided on this page, including the simulated portfolio performance, holdings analysis, and AI-generated insights, is for informational and educational purposes only. It does not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All data is derived from historical SEC 13F filings and other public disclosures, which have a reporting lag. The "Simulated Performance" is a hypothetical reconstruction based on past disclosures and does not represent the actual returns of the institution. Past performance is not indicative of future results. Tritonix.ai is not affiliated with Talbot Financial, LLC.
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Frequently asked questions
How is the simulated portfolio for Talbot Financial, LLC constructed?
This simulation is powered by Tritonix AI using official SEC filings. We focus on the "Best Ideas" by filtering for only the Top 20 largest holdings and rebalancing them to 100%. The simulation tracks performance starting from Oct 1, 2025. Our AI monitors for updates every Monday to capture major shifts. This concentrated approach highlights the manager's true stock-picking skill and mirrors their actual investment returns.
What is Talbot Financial, LLC's largest holding?
As of the latest filing, Talbot Financial, LLC's top position is Apple Inc (AAPL), representing 14.3% of the portfolio. This reflects a high-conviction bet by the institution.
What is Talbot Financial, LLC's historical performance and risk profile?
Our simulation indicates a total return of +22.8% with a win rate of 56%. Notably, the portfolio maintains a Sharpe Ratio of 3.42, suggesting an exceptional level of risk-adjusted returns compared to the broader market.
What sectors does Talbot Financial, LLC primarily invest in?
Talbot Financial, LLC has a strong preference for the Software - Infrastructure sector, which makes up 15.9% of their disclosed assets. The portfolio also has exposure to Consumer Electronics, indicating a specific thematic focus.
Is Talbot Financial, LLC's portfolio concentrated or diversified?
Talbot Financial, LLC runs a moderately concentrated portfolio with 20 disclosed positions. The top 3 holdings alone account for 35.5% of the total portfolio weight, suggesting a strategy that favors broader market exposure.
How has Talbot Financial, LLC performed in 2026?
Our AI-simulated model portfolio for Talbot Financial, LLC tracks a Year-to-Date (YTD) return of +14.5%. This metric helps investors gauge the institution's effectiveness in the current market environment.
Does Randy Talbot manage Talbot Financial, LLC directly?
Yes, Randy Talbot serves as the key portfolio manager for Talbot Financial, LLC, overseeing the investment strategy and final capital allocation decisions.