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Fubon Financial Sees AI and Semiconductor Lending Boom Lasting Through H1 2027
Finance · Major Banks · cnyes · 2026-08-24
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Fubon Financial reports strong growth in corporate lending driven by AI and semiconductor demand, with management optimistic about the outlook through mid-2027.
What Happened
Financial Performance: Fubon Financial reported strong first-half results, with Taipei Fubon Bank achieving a record net profit of NT$25.74 billion, a 31.9% year-on-year increase. The bank's asset quality remains robust, with a low non-performing loan ratio of 0.11%.
Growth Drivers: Management highlighted that strong financing demand from the AI and semiconductor sectors drove a 20-30% growth in related lending. The company expects this positive momentum in the technology sector to persist through the first half of 2027.
International Expansion: Taipei Fubon Bank continues to expand its global footprint, with significant growth in overseas deposits and loans. New branches in Tokyo and Sydney have opened, with an Indian branch expected to launch by the end of the year.
Subsidiary Success: Fubon Securities saw its first-half profit surge by 171.8%, surpassing its total earnings for the previous year. Meanwhile, Fubon Insurance maintained its market leadership with a 24.9% market share in signed premiums.